Rocket money vs mint reddit Following cause I couldnt find my specific company on Plaid via Rocket Money A place to share configurations, best practices, tips, and complaints on the new Anker/Eufy EufyCam. Maybe a bit less customization with custom spending categories. Rocket Money (formerly Truebill) is a bill management and budgeting app best known for canceling unwanted subscriptions. Remember, any data you lose can be used to steal your identity and any money spent can be lost forever. Nicolas Kokkalis and his wife, Dr. Wow, does ck suck! WHY switch to a stripped down platform? I agree with the other commenter, feels hasty. They rely on bots for support. Chengdiao Fan. I already deleted the Credit Karma account. "Budgeting" usually fails for most people, because you can never predict every nonrecurring exoense. 33 if you choose to pay annually. Rocket Money has a flexible pricing model where you pay what you think is fair for premium features, which is usually $3 to $12 a month: Free Plan: Subscription tracking, basic expense tracking and Hey! Co-founder at Monarch here 👋 Just wanted to clarify you can deactivate system categories, which will hide them everywhere in the UI. Rocket Money vs Mint Comparing Rocket Money vs. I used to work at rocket in their technology team. Rocket Money is more basic and easier to ease your way into apps IMO, which is why I liked it better at first; but Simplifi has much more functionality for the long run (it just took me a slightly longer to get If mint doesn't have access to the cash (or "core" or whatever) account, then all they see is that money going into a void, and then reappearing when you invest it. I also found a workaround by adding accounts manually in Rocket Money. Rocket Money is featured in our best budgeting apps guide. Rocket Money let's you pay what you think it's worth. Fees. I signed up today and am kicking the tires. We use both Rocket and YNAB. Rocket Money vs Mint. 99 a month. Now I've learned of Rocket Money. Cheaper: $70/year vs $90/year for Monarch. It was a bit of a mess, in fact. I could not get so many of my Much better than Mint IMO, sure u pay a fee but it doesn't have the clutter that mint has. Try Rocket Money! Best alternative to Mint imo. I need something that will not overwhelm my husband who has a DEEP resistance to budgeting. If it has notifications like that, I am not aware of them. 10 Best Mint Alternatives 1. EveryDollar vs. ” Rocket Money was my second choice if it were not for the lack of Apple Card support :( Reply reply More replies. I have resigned myself to using CK for big picture, at-a-glance net worth tracking and Rocket Money for nitty-gritty budgeting and spending tracking. Instead, you can know your credit score by checking it with tools like the Rocket Money app, Credit Karma or banking services. To my knowledge, Rocket doesn't let you do that. I use mainly its expense tracking function to semi-automatically categorize where all our transactions go, and then look at macro level where my family is spending money by category, how the trends are looking, and where are the biggest 80/20 opportunities for saving. Its budgeting tool Mint is a budgeting app first and foremost, whereas Rocket Money is a personal finance app with budgeting, credit reporting, and bill negotiation features. I signed Rocket Money vs. Rocket Money uses Plaid which can't import Edward Jones or Venmo but the interface is already much better than Mint and doesn't even compare with Credit Karma. true. Some links below are from our sponsors. You’ll only have to pay back what you use, and you’ll also have a “credit limit” that replenishes when you make a payment. It is not pain free. The Mint budgeting app is shutting down and moving their users to Credit Karma. Sunday, August 4th. How it makes money: Subscription fee. There are also things that are easier or more logically presented in NerdWallet than they are in Mint. However, it take dedication to keep it up to date and doesn't give the more clear picture of your overall finances. Here’s more info I can add about them: I’ve been using Rocket Money (formerly TrueBill) for nearly 3 years. In the following Rocket Money vs Simplifi comparison, I will try to help you answer that question. Rocket Money will then contact the carrier for you and send a confirmation when the account is closed. However, it’s not super pretty and it’s a bit slow. I tried Rocket Money, Simplifi and Monarch. Nerd Wallet and Rocket Money I tried Rocket Money initially when I was evaluating apps to use (didn’t previously use mint, just happened to be looking for budgeting apps around the time mint shut down). This article was subjected to a comprehensive With Rocket Money, you can build custom budgets, cancel subscriptions, and get tailored insights. Monarch was much better at importing mint and maintaining categories. 01 ETH to receive the rETH liquid staking token. So, I've been using Quicken Simplifi for a little over 2 weeks now (ever since I first heard about the forced migration to Credit Karma). Mint was one of the most popular budgeting apps out there before they announced they’ll be shutting down this year. Being financially healthy requires you to do three things: earn more, spend less and ramp up your savings and investments. . (I get Rocket money was acquired from Mint. Mint or Rocket Money). Choosing the Right Tool for You While both Rocket Money and Mint offer impressive features, the best personal finance app for you will largely depend on your individual needs and preferences. I first signed up just to compare to Mint, and there are quite a few features in RM that I like that aren’t in Mint. A support rep quickly hooked me up. They are a good home loan mortgage company Rocket Money vs. Quicken Simplifi: What both companies excel at. This subreddit is unofficial and moderated by reddit community members and Zwift community managers. I believe the trick to solve this is to list transaction on mint per account, and do a separate export for each. I would love to try these 3. You can still get to the old one, but if you are coming from Mint like I was, the old was a viable replacement and the new one is unusable. Here are couple reasons to give Rocket Money a try: Rocket Money makes it easy to set up a budget that automatically With Mint closing, it’s time to consider alternatives. A couple of things that I like about it: My wife and I can log in to our own accounts and the data in Rocket Money is shared. My cons with RM is that I cannot link some accounts. You can use the importer to import bank csv files from your bank. Both Rocket money is free, I used it along with mint. Their First time ever posting, but wanted everyone's opinion. I’ve been trying Rocket Money, Simplifi and Monarch Money. Plus, through its partnership with BillShark, it now offers bill negotiation. YNAB is great for budget and can really help you understand where your money is going, and meet your savings goals. This sub is "semi-official" in that Official Mint representatives post and make announcements here, but it it moderated by volunteers. The issue with Rocket Money is you can only do the budget from the mobile app but it's coming (soon) to the web. The downside to the free version is Thank you for being a Mint user! Yes, Mint will go away, but some of the most popular Mint-like features are available on Intuit Credit Karma, and you will be able to bring the majority of your Mint financial account balances, historical net worth, and 3 years of transactions over to Credit Karma. Rocket Money In this article, I will dive into the key differences and strengths of Rocket Money vs YNAB, helping you make the best choice for your financial journey. Rocket makes a competing app, Rocket Money, which I dislike the idea of paying for it (vs Mint) but I’ve become too reliant on something like this to budget and track in one area. You choose from a sliding scale, and yes you can select $0. Or check it out in the app stores Experian on Rocket Money vs FICO on Discover . Rocket Money is a versatile financial management tool that caters to both basic budgeting and advanced financial planning. if you want to use their The closest to mint I’ve found is Rocket Money. I like the interface & how it tracks. They're offering a 50% off discount on your first year for Mint users (MINT50) and their team is active on Reddit listening to customer feedback and quickly implementing improvements. I see Rocket Money didn’t meet your needs. I think MINT account refresh was quicker and smoother, but overall I now prefer Monarch. Honestly, UI may be slightly better too. Free option available; Costs Before, I would have to go back and forth between Mint and Amazon to grab all the info I needed. I have finally rebounded back to Rocket Money. The best way I’ve heard it put is “Your bank is simply a place to hold your money. Rocket Money -- great UI, low cost and free if you have a Rocket Mortgage, good card offer which pays down your mortgage with points, great daily flow using a transaction list with easy categorization, easy to use, effortless, lacks manual entry for individual accounts (possible deal breaker), great customer service, integrates all of my accounts. One good open source solution is Firefly-III. Instead of putting in hours cutting coupons and running around to different markets to save pennies on apples, how can we be smart about saving money? Welcome to the Mint Mobile subreddit. There are seemingly countless credit cards, ranging from starter cards designed to help people build credit to premium travel cards featuring bonuses, perks and rewards. I just hope rocket money doesn’t take away the “free” option or get acquired by some fuck face company missing a brain. The fonts on Rocket Money are way bigger than Simplify. View Offer. I recommend doing all their workshops, especially the getting started. With a HELOC, homeowners can tap a maximum amount of credit using the equity in their home. It’s basically like everything that you could want. If you want something to just track where money is being spent (need to track spending for at least a month before budgeting) i use personal capital, far better than mint in my opinion. Tiller Website: tillerhq. Login Get Started Toggle Navigation This is a perfect example of why Reddit should have a rule whereby you have to announce your affiliation with the company when you pose questions that are obviously advertisements. Empower is free and essentially the same thing for the most part as Mint. Has everything I used Mint for with flawless integrations. They got money after an IPO. It was one of the first platforms that would automatically scan and categorize your transactions, so that you could see where your money was going. I used Mint for my Dad and Aunt, one or two banks only for them so simple stuff. I was willing to do a one time payment but that's about it. The connections were so unreliable with Mint that it was barely usable any longer. Reply reply Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Features. I used the negotiation feature on my Comcast internet Rocket Money (formerly Truebill) is an automated financial assistance service that helps people manage their subscriptions, lower their Overall, Rocket Money could be a good alternative to Mint, though its free version offers fewer features. My wife and I have been trying Rocket Money for a couple of days to replace Mint. Rocket Money offers several features to help you save money. $5. It is a pay service and for Mint users they are offering a free month. If you want fastest categorization and custom dashboards (notion-like experience, more flexibility) go with Fina. For me it’s the closest to MINT that I have seen. I greatly prefer Simplifi. Join our community, read the PF Wiki, and get on top of your finances! Get app Get the Reddit app Log In Log in to Reddit. Expand user menu Open settings menu. Cash Advance: Dave. My main focus is cash flow, tracking spending, income and budgeting including my credit cards. by Kevin Mercadante. simplifi was nice, but importing mint data was not great. Link below for 30 day free trial. com Price: $79 annually. Mint App. Liquid stakers can participate by depositing as little as 0. Monarch Money costs a straightforward $8. They don’t support custom categories or rules in the free version which I’m definitely going to miss from Mint. Appreciate any feedback! As a Mint refugee, Monarch Money is I just cancelled Monarch money because their customer support is terrible. We are all different users, so enjoy. With YNAB, you set up your limits for each category and then when you make a purchase, or as you're about to make a purchase, you add it to YNAB and it deducts that amount from your category. Rocket Money–Best for Budgeting. I am unable to link my auto loan & Apple Card & need to manually upload Apple Card Offering for Mint customers: A free trial period, and free data-transfer tools are coming soon. Do not make the migration switch! There are MANY budgeting apps like Rocket Money, Monarch Money, Quicken Simplifi that will welcome you and be comparable to Mint with great budgeting tools. Empower has the same issue of just brining over a gross balance with no way of subtracting margin debt. a personal loan and which might fit your needs. Mint: What is Better For You One of the best ways to know if a money saving app is going to work for you is to figure out what services it offers. Also, why do we have to switch from the dashboard ==> accounts, instead of be able to view everything on the dashboard like the other competitive apps do, sample: Rocket Money, Mint, Every Dollar, Monarch. Rocket Money is still around, but other apps may be better Mint alternatives for some users. However, I didn't like budgeting in Rocket Money. Mint. I also show what I plan to spend and it tells me if I’m over or close to going over. My biggest complaint from trying out Monarch is the the budget tool starting with a “full bucket” and transactions subtract from the bucket, rather than starting with an “empty bucket” and the transactions fill up the bucket way that Mint showed your monthly budget categories. I was just over on r/fidelityinvestments complaining about the new Full View that was just released. Has anyone checked out Rocket Money? This appears to be a service offering from the Rocket Mortgage people. Reply reply EtherealMagpie • I see ED and I think erectile dysfunction, which is probably the root cause A big feature I loved in mint was tracking my vehicle's value over time, I would manually update the mileage every quarter so I could see the difference between what I owed on the loan and what the car was worth. If they successfully lower your bill they will charge you a fee for their service but that is calculated on how much they lower your bill The big difference is that it is an envelope budgeting system where you only get to budget with money you currently have, where is apps like Mint are more of a spending plan, trying to answer the question “in a normal month, what’s my normal income what could I spend”, but it’s essentially a projection. I'm able to now track some accounts I couldn't track in MINT. GPLama excluded from Pricing Rocket Money. Joining as a node operator is permissionless & requires just 8 ETH + 2. I've tried Mint but it's not accurate. I believe it stems from control TIME’s Take While Mint was an excellent budgeting app, Rocket Money also has budgeting features to help you stay on track. I wish the 7 day trial was longer but it appears if you get a referral code you can get a 30 day free trial (the the referrer gets a free month too). A good closed sourced options Buckets. Both are pretty user friendly. No Rocket Money vs Quicken: Your Introduction Rocket Money: Increase Your Financial Well-Being. fidelity. There is 3rd party mobile app available. wondering what you spent all your money on. I wish I could select multiple transactions at a time I agree. I started using Rocket Money for both our personal and business budgets several months ago. This means Mint is more comprehensive for creating custom budgets Rocket Money and Mint had a lot in common, but Mint no longer exists. I only imported 2022 and 2023 Mint data into Simplifi. Rocket Money vs. For Simplifi and Monarch I have connected a few accounts and imported Mint history. Mint focuses on budgeting by helping you to create savings goals, monitor your financial accounts, like investment and bank accounts, track your bills and check your credit Rocket Money vs Mint. Reply reply SisterPhoenix • I have been using Rocket Money since 2017 and I love this app! I initially got the free version to help me keep track of monarch money $100/yr YNAB $100/yr quicken simplifi $48/yr wealthposition $60/yr rocket money $36/yr personal capital / empower tiller money $80 copilot money $95 But I have not looked into the features, I would like to have: import historical data from mint custom categories For a Detailed Look Comparing Rocket Money vs Empower. Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. The Rocket Money app, for instance, quickly identifies and reports on all your monthly subscription fees. Requires a web server. Pretty basic. for $10/month, this won't work for me to reconnect. Mint helps you track your spending, set budgets, and see where you There is a long-standing Mint bug that Mint can only export 10,000 transactions per export request. Mint was free, so anything that has a continuous monthly subscription is not a viable alternative to me. I don't think I have a really useful response other than to just try them If you care about mainly subscription tracking, go rocket money (rockeymoney used to be truebill). a. Apparently they purchased Truebill (another alternative I had never heard of) and rebranded it a couple of years ago. Most Americans have at least one credit card, making them one of the most widely used forms of payment today. Mint is duplicating transactions, having issues connecting with certain banks. Didn't really use budgeting features. Valheim; Genshin Impact; Anyone here used rocket money and switched to Monarch? I currently use Rocket money but wondering if Monarch is better or worth making the switch. I have been using Intuit Mint for 5 years ever since coming to the US. Empowers biggest con is the nagging asking you to talk to a rep. However, each app has a different method for doing so. Trim FAQs Still hesitant about signing for Trim or Rocket In the next section, we'll directly compare Rocket Money and Mint, helping you determine which is the best money management app for your unique needs. I like that it tracks each transaction and it tries to put them where they go in a budget. Mint to find out which is best for your personal situation is key before downloading either application. Read More Home | Personal Finance Software | Rocket Money vs Mint Our reviewers evaluate products and services based on unbiased research. YNAB YNAB Money Management Tool View Offer YNAB Money Management Tool Fees $109 a year or $14. Key Takeaways. Rocket money, the major con is a slight fee per month. Empower acquired them and prudential (who my 401k was with) around that time. k. While the Rocket Money app is free, there is a subscription fee if you want to use Premium features, like concierge services or premium chat. , breaking the "savings barrier" and transitioning from Monarch Money vs Rocket Money Cost . Both help you manage your spending habits, but with different approaches. This means I'm CONSTANTLY adjusting categories in Mint. I'm not going to change from Monarch Money to Simplifi. Their development team and quality sucks. 5 years ago after using Mint for about 7 years. I like YNAB for the virtual money envelope budgeting where every dollar has a job and if you go over budget in one category, you can pull from another to zero it out. the new platform is absolutely terrible. They might also help you create and stick to a budget if you’re trying to save up money or pay down debt. Mint has been around a long time. Now I wanna get back to it. It's a mess. Has free tier and paid tier. Wish they had some more customization when it comes to what I see of the front page. I love lunch money in terms of all the analytics and the way that they have scoped all the functionality. If you want to know how to manage your money, track your spending, and save on your bills, both Rocket Money and Quicken Simplifi can help. I am currently using both, and paying $6 per month for RM, but I So far I’ve found quicken Simplifi & Rocket money to be closest to mint. If you see any that you no longer wish to continue, simply select and choose to cancel. Understanding how they change over time is important, as it helps you get a better sense of how different financial actions What a regret switching like 15 years of Mint account data over to Credit Karma. I'm a current employee of Rocket Money, but also a power user for 4+ years. Formerly known as Truebill before being acquired by Rocket Companies in 2022, it offers a unique blend of services. I’ve only used them a day. lunch money has the same structure for payment but I think the lowest you can pay is $40 a year. Quicken. Mint messed our accounts up every time, so we switched to personal capital. I will not give my hard earned money for a company who doesn't value client support. Learn more about our process. You either go over budget or you don't. We don’t let you delete them because they have smart mappings, and we want to preserve those in case the category becomes relevant to you in the future (ex: a “mortgage” category before you buy your first home), but deactivating them hides 59 votes, 67 comments. Mint feels more like expense tracking while YNAB feels like actually budgeting. In early November, the Mint categories did not come in and I spent hours recategorizing. Comparing Rocket Money vs. A couple years ago I switched from Mint to Rocket Money (aka Truebill) and it's so much easier to use. Jumped ship about 1. I went from Mint to Empower (which is free) when I was kicked out of Mint, but then I tried Rocket Money, which I really like it. Which one is best for pure budgeting and cash flow? Like to hear opinions on those apps only, I’ve already looked in to all the others. Rocket owns the trademark because they became independent first (as Quicken Loans). ” In my opinion, it’s the difference between deciding where to spend your money, vs. They have a mobile app for you to see how much money you have left in each budget category. Mint annoyed me and made me reconnect my accounts and that has only happened once with R$. The closest to mint I’ve found is Rocket Money. It's like if I have a checking and a savings account at a bank but only show mint the checking. I know YNAB is highly recommended and I understand the concept and services are different than Rocket Money. Mint stopped connecting with my bank i had to switch. This will be a huge timesaver! Recurring feature: I was able to quickly set up and tag my monthly bills as recurring. I tested several PF platforms recently and finally landed on Monarch. Simple interface to track spending and create a budget based on expenses. It is a different way to budget, but it is great. It has been hard to find something that meets the same standards as Mint and also is not a monthly subscription. We moved from MINT to Monarch. Internet Culture (Viral) I have now landed on Rocket Money. It still takes effort to align to what you did Hi, on the free (trying it out as a mint refuge, as well as simplify) 1/ I know I Can't even do custom category in the free, but find it odd they Mint vs. I had it as a secondary after I switched to Mint because it could track Apple Card. Mint is a free budgeting app that gives you a complete overview of your finances in one place. The best alternative I tested - and the one I've been using since - is on sale during Black Friday. Read our comprehensive comparison review Rocket Money vs. My husband 25M and I 20M plan on moving Out of my parents house in Sept of 2024 and need to I used Mint for 15 years and primarily used it to monitor account balances and transactions. my. Mint has both a free and premium budgeting app. Get the Reddit app Scan this QR code to download the app now. Mint automated a lot of the budgeting process for a more hands-off budgeting approach—so What Is A HELOC And How Does It Work? A HELOC is a revolving line of credit. Mint breakdown is going to examine what features these apps have in common as well their unique features. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. Keep reading to find out which tool can turn your financial chaos into clarity. Both are not able to I’ve used mint for something like 10 years. Immigrated in 2019 and so credit history is lower than typical for So I unfortunately chose the wrong time to finally get into mint and saw they are closing down, and have been looking for alternatives. But it doesn’t work for everything. Budgeting Both Mint and Rocket Money have budgeting features, but Mint certainly Besides that, this is the best option of the ones I tried (YNAB, Rocket Money, Crappy Karma) Reply reply slate88 • • They have more than I need compared to Mint. This Reddit is aimed at the education and support for the community. – are fluid in nature. All comments by this user have been edited for the garbage he and the reddit admins are pulling Reply reply Rocket Money works for me. With Rocket Money, you can build custom budgets, cancel subscriptions, and get tailored insights. Lol yeah agree, like I don’t care what mint alternative people go with but I’ve been liking monarch so 🤷‍♀️ also of the listed cons the only one that is unacceptable to me personally is accounts not connecting and so far I’ve had fewer issues with monarch than I did with mint (much love and rip to mint but it for sure also had issues with this, I’m connecting about 15 accounts from a bunch Mint Overview. Related: 16 Best Money-Saving Apps to Help You Reach Your Savings Goals Rocket Money vs. We use Empower. Yes I have to manually update this, but it’s good for me to check each account every month and think about what I’m doing with it (savings vs 401k) and most importantly, I’m not sharing my private information with any company that’l either sell my info or become a sell out (ahem Mint). For more detailed analysis of each product check out our full reviews: Rocket Money Review; Simplifi by Quicken Review; Rocket Money is Better for: Simplifi is Better for: Comprehensive credit monitoring: Detailed budget planning and daily spending: Can I Migrate From Mint To How Balance Transfers Can Impact Your Credit. Mint vs. Welcome to the Mint Mobile subreddit. Not sure what they were thinking. I am not going to be the best person to answer which is better because I haven't done budgeting in either of them, and I am a free Rocket Money user vs paid Monarch user. 4 ETH worth of RPL. Having used both its web and smartphone apps, I can tell you it's Rocket Money vs. I used Monarch for a bit but I prefer Rocket Money’s UI, its less overwhelming / less visually heavy than Monarch which I love, an easier transition from Mint imo. But that app Tips to be smart about money without coupon-cutting hassle. Im in canada and use RBC, Sunlife and Shareworks. Features When it comes to Rocket Money vs Mint, both apps enable you to track your spending and set budgets, and they promise to help you save money properly. Love them, each for the own purpose. On the budgeting side, Mint’s free version offers similar features to Rocket Money’s free version, but Mint does allow you to track your net worth and create unlimited budgets for free. Or check it out in the app stores     TOPICS. Mint: Supports transactions in investment accounts (both auto-import and manual add)! Neither Monarch nor Copilot do that. It’ll negotiate bills for 50% of the annualized savings and has a premium service similar to Rocket Money’s. - Tried MonarchMoney, but the interface wasn't as visually appealing as Quicken Simplifi, and it costs three times as much. Just download all your data and find something else besides Credit Karma. foxyfree I don’t have access to the “new and improved CK” in Canada, but from what I’ve been reading in various Reddit Intuit/Mint forums, it’s not Mint. Mint was just never flexible In Mint, you have to use the nb. But at the end of Articles lean more towards Mint but here I seem to see people prefer the free version of Rocket Money, but I may be misreading that. 2024 Personal Finance Software Reviews. Update: Y'all - I am LOVING Rocket Money! Thank you Intuit for downgrading to a crappy platform and forcing away a loyal customer, because I love Rocket Money even better! They let me decide how much I want to pay for Premium Rocket Money does have a free version, but to get access to tools like subscription cancelling, you'll have to upgrade to one of their paid plans. I used Mint as a way to capture rental property transactions as well, so the "Transactions" section is particularly important to me. In case it will help anyone else facing the same decision, I've included a link to my comparison (google sheets doc). M 28. 99 a month and free for I don't know your deal, but I noticed that you've repeatedly left comments against Simplifi on my comments in their community. Tried importing my 15yr mint history but it was too much work to reconcile the various categories. Also read Simplifi did not support one of my 401ks After getting fed up with having to manually do so much in Mint, I was on the hunt for something with more automation features and came across Monarch. With Mint slated to shut down in early 2024, many of its users are on the hunt for a replacement platform. When comparing cost, Monarch Money is slightly more expensive than Rocket Money. now on Reddit too! ⏤⏤⏤⏤⏤⏤⏤⏤⋆ ⋆⏤⏤⏤⏤⏤⏤⏤⏤ 🌺 Join us for fun events, giveaways, leaked content news and discussion, wholesome and cute fan art, dedicated theorycrafting, general Genshin I have been trying to lower my cable/phone Astound/RCN for years, other companies do not cover my area/block in NYC, and Rocket money just lowered my bill another $55 per month for 12 months, they take 35% but that saved me approx $400 out of $635. Mint has been a loveeee of mine for years and year and years. If you can get 1-month ahead of your budget, that means the money you bring in this month goes towards next months budget. As long as you are providing good security in your end, they are no more likely to fubar you than your bank Reply reply This is the Reddit community-run sub for the Pi Network cryptocurrency project started by the team of Computer scientist Dr. Please first read the Mint Mobile Reddit FAQ that is stickied and linked in the sub about and sidebar, as this answers most questions posted in this sub. When Mint shut down, I needed a new money app to budget and track my finances. com connection and it only brings over the gross balance and not the net balance. I’m sure I’m paying for things I haven’t used in years! just to check your subscriptions and track your money, rocket money would be free. I’m having trouble finding a Mint-replacement that can successfully connect to Alight Solutions for my company’s 401k. but tracking your spending is always a good idea. For more detailed analysis of each product check out our full reviews: Rocket Money Review; YNAB Review; To see how they compare, my Mint vs Rocket Money vs. Mint The best budgeting apps can make it easy to quickly check your finances whenever you need to, whether from a phone or computer. (Scotty may bite. At the time, I had never heard of Monarch Money, nor have I heard of Rocket Money (though I was familiar with TrueBill). Monarch was great in doing the import from Mint and I migrated the data easily. Lunchmoney works with RBC but not Sunlife and is pretty good. I'm glad you found the app that works for you. So if you try to export all 14K transaction you will be missing 4K transactions from the csv. Dave is a low cost membership banking platform that allows for cash advances, cash back debit, and more. I have my sights on Copilot, Monarch, and Quicken Simplifi (and possibly rocket money if I can be convinced). I wish: I could set up my goals without using the Smart Savings feature, I rather have it tied to my own personal account and have the app track the savings I manually put into it to achieve the goals similar to Mint. You can get up to $500 I used Mint strictly for making a budget each month. With Mint closing, it’s time to consider alternatives. Always having to re-establish connections. Now all that money is already accounted for in my category budgets and in my overall monthly budget. Updated February 7, 2023. If you take your time and create a budget and custom budget items, you can accomplish nearly the identical thing that Every Dollar does - but Rocket Money's ability to automate all the transactions is really nice - never mind the the UI is really designed well. Mint was great because it did it both; I don't think it can be fully replaced by any single app currently available. For better or worse, ED is the most opinionated budget app I’m aware of and if you’re not bought in entirely it’s not a great experience. To give a quick review of this issue, I signed up for Rocket Money and Quicken Simplife Both to see if I can keep track of my upcoming bills and the real amount due with each bill. How do I know my credit score? Most credit bureaus don’t list your credit score on your annual credit report. OPEN AN ACCOUNT. It works best when your proactively enter expenses. We had to login to the same account for Mint. if it's better than Mint for tracking/ budgeting. Occasionally I would look around but only to Rocket Money vs. 5. Rocket Money is so much more robust it's not even funny. Very clean interface. YNAB [2024]: I Tried Both, and There’s a Clear Winner YNAB and Rocket Money are popular budgeting apps — which might be best for you depends on multiple factors, but Rocket Money offers many more features for less. The I've tried them both. If you're trying to choose between these budgeting apps, we break down the pros and cons of each in this Rocket Money vs YNAB comparison. Ramsey Solutions. I prefer Rocket Money, because of the niceer layout interface. Rocket Money, although slightly cheaper, offers a confusing sliding scale and gives users the option to choose what they pay. Gnucash (why I don't just use Monarch for all finance tracking?): Supports custom multi-level category tree. Rocket Money. Rocket Money seems closer in usability, UI, and features, but at the same time Simplifi appear to be more complete with many reports although kind of disorganized and all over the place. It was one of the first platforms that would automatically scan and I've really been enjoying YNAB for a more active approach to budgeting (vs. Gaming. Here's how we make money offering workarounds and expense cutting tips to help readers carve out more money to save in their budgets – a. Read our full Rocket Money review here. ED does 1 thing, which is automate the baby steps. Besides helping you track and manage your money, it has tools for 💸📊💳When comparing options I recommend looking at Rocket Money. Top Consumer Reviews may earn money when you click on a link. Looking good for now. Just to be clear, I run on a very simple budget with only 14 total categories. - Tried PocketGuard, but it seems to be quite buggy and is giving me some strange errors. So far I’m aware that Rocket Money: allows you to track and cancel subscriptions from the app creates a monthly budget like YNAB tracks net worth (supposedly) helps you negotiate lower bills with your providers monitors events that affect your credit is roughly 1/3 the cost annually compared to YNAB ($106 vs $35. I started using rocket money. US. , More transaction tracking to get an idea of where their money goes. Basically the same for me in terms of what I use mint for. 99 annually) I have tried going back to Mint and that just doesn't work for me. Exploring Alternatives: Rocket Money vs YNAB vs NerdWallet If Rocket Money and Mint don’t meet your specific financial planning needs, platforms like YNAB and NerdWallet offer unique capabilities around Our Rocket Money vs. Rocket Moneyoffers many of Mint’s core features, including In comparing Rocket Money (Truebill) vs. I loved mint! Only used it for 2 years. We heard about Mint shutting down and want to give you a new way to stay on top of Now that Mint is going, i am looking for a replacement. my take away:. It works best when your proactively enter Get the Reddit app Scan this QR code to download the app now. The app that has the tracking stuff is called empower PER, and I think the service is still called personal capital or something like that to distinguish between the other stuff they have. ) Members Online. Say Hi if you see us, we don’t bite. Mint – Which Wins the Battle of the Free Budgeting Apps. I did use the bill negotiation before when the service was called trubill and it lowered my att bill. To begin with, note that credit scores – which can be impacted by a wide range of variables such as your payment history, mix of credit facilities, how much you owe, etc. However, for users focused on subscription management and bill negotiation, Rocket Money offers a valuable set of tools at a reasonable price. Here are my takeaways: Simplifi and Rocket Money did not have transactions widgets, which are really nice for checking things without opening the app. If you want most similar Mint experience, go I use Rocket Money for expenses and Empower for Investments. I also tried Rocket Money, but some of the features I wanted are only available for a fee so it wasn't a significantly better value than Monarch (don't recall the price; may not have been any cheaper at all), and it doesn't have the 2 levels of transaction groups/categories that I liked from Mint. These apps were very interesting for budgeting. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; Get the Reddit app Scan this QR code to download the app now. People coming from Mint and not on board with the Baby Steps are going to have a rough time with ED. I worked at it more than once for a couple of hours. Rocket has a free version but it lacks features and has no free trial, so stopped on that one. Though credit cards offer many clear benefits, they also carry some serious risks if Find out what you should know about a home equity loan vs. Find out what Credit Karma is and what it means for you and your budgeting. Monarch is way better in terms of keeping Mint categories. Their free version can basically aggregate all transactions and shows monthly reports / charts. I've tested both Simplifi and Monarch. As you read through the descriptions of Rocket Money and Mint below, mark down those services It’s worth noting that Quicken and Rocket now have not f to do with each other besides both use to be parts of Intuit. The layout is visually beautiful and clear, the features are extremely similar to mint, and you can choose how much you'd like to pay for it monthly, anywhere from $1-10. I can’t comment on I have had good luck with rocket money and mint/credit karma in the past. So far I like it. I want to share my personal experience here. There are some things that take a few more taps/clicks than they do in Mint, such as viewing total spending vs the prior month. Not Monarch's fault. The import including Mint categories now made the process much easier. 10 subscribers in the moneymonstersinfo community. I'm also using both (Rocket Money and Simplifi) at the same time and I can't make up my mind about which one I like more to replace Mint. If you want to be able to update and pull in your data more than once a day then you need to pay at minimum $3 a month for premium. For weeks I have been trying to get help but the owners or support. Rocket Money comparison chart. I mean Mint app worked pretty well for me for the past few years and even the rules worked fine. The company has posted a Mint vs. I've reviewed both Empower and Monarch as the top Mint alternatives. Monarch/Rocket Money/Simplifi/Copilot . The original poster asked for a “fair Thanks for the great post. Spending Spending Buy Now, Pay Later (BNPL) Reviews Popular Buy Now, Pay Later Apps Reviewed I found a fascinating Reddit thread about the YNAB vs Rocket Money debate. It works but is a bit of a PITA to keep up to date. I am now between Rocket Money (free if you have a rocket mortgage) and Simplifi Money. It Your fonts are too small and that is the reason why I currently prefer Rocket Money over your app. While Monarch is a paid service they do offer 30-day free trial, and Rocket Pool is Ethereum’s most decentralised liquid staking protocol. By Kate Daugherty I am trying to find a service that will alert me to any subscriptions out there that I’m still paying on. I only basically used Mint to see my Net Worth. They were part of the Intuit family of products—meaning they were related to TurboTax, QuickBooks, Credit Karma and Mailchimp. Stay away from anything Rocket technology wise. Mint, the biggest difference between them is their main function. Same! For now, I am trying out Rocket Money. Good budgeting features. YNAB is the decision maker for how that money gets spent. Rocket Money (Truebill) Mint Best for people who want to: Lower their monthly bills or cancel any unused subscriptions Create savings goals or track their spending Cost Free app, with a paid version that costs $3 to $12 While Rocket Money’s flexible pricing is beneficial for users seeking specific services, the additional costs for certain features might make it less cost-effective compared to Empower. I also am using Rocket Money. I am using the premium version of Rocket Money because it turns out I get it for free since Rocket Loans acquired my Mortgage a few years back. Came here to say this. Rocket Money now I guess. I just want to keep track of where my money is going. 🤬🤬 The mobile app lets you add manually tracked "properties" as well, just like Mint (cars, cash, and whatever else). nujmm dbsq euqg zry hzazauj ufpm ike gbsanhx qqxnpnr qnwbvoki